Australia's Smart Car Finance Brokers
Find Your Most Competitive Car Finance Rate Across 50+ Lenders
We compare offers from 50+ lenders to help you secure a competitive rate, with complete transparency from start to finish. Our team reviews your circumstances and matches you with the lenders most likely to offer a suitable solution.
Takes 60 Seconds
Check Your Eligibility
Answer a few quick questions and one of our brokers will be in touch during business hours, Monday to Friday, to walk you through your best options.
What type of vehicle are you looking to finance?
Select the option that best applies
Are you over 18 years of age?
You must be 18 or older to apply for finance in Australia
Do you hold a valid Australian driver's licence?
A current licence is required by all lenders
Are you currently employed or self-employed?
This helps us match you to the right lenders
How are you employed?
Select the option that best describes your situation
What is your employment type?
Select the option that best applies
How long have you been in your current casual role?
Lenders require a minimum employment period for casual workers
Is your ABN more than 6 months old?
Most lenders require a minimum trading history for self-employed applicants
Do you know your credit score?
You can check for free at creditsavvy.com.au. Selecting an approximate range is fine
Do you have any defaults or overdue debts listed on your credit file?
Be as accurate as possible. This helps us find the right lender
Have you had more than 2 dishonoured payments or reversed direct debits in the last 90 days?
This includes any bank payments that failed or bounced
Do you spend more than 10% of your monthly income on gambling?
Lenders review bank statements and flag significant gambling transactions
Do you have more than 2 active payday loan or cash advance accounts?
e.g. Nimble, Cash Converters, BeforePay, Wallet Wizard or similar
Do you have a specific car in mind?
No need to have one yet. This helps your broker prepare for your call
What is your residency status in Australia?
This affects which lenders are available to you
How much time is remaining on your current visa?
Lenders require sufficient visa validity to cover the loan term
What is your current living situation?
This is used by lenders to assess your overall financial position
If approved, could you find a vehicle and settle within 30 days?
Lender approvals are generally only valid for a maximum of 30 days
Almost there — how should we reach you?
A broker will be in touch during business hours to walk you through your options
🔒 No credit check required. Your information is kept strictly private and secure. Australian Credit Licence 541194.
Unfortunately you don't meet our current criteria
Based on your answers, we're unable to proceed with an application at this time. This is to protect your credit score from unnecessary enquiries.
What you can do next:
If your situation changes in the future, we'd love to help. Feel free to reach out to our team directly.
Questions? Call us on 1300 323 462
Real Client Results
What Our Clients Are Saying
"I recently worked with Gary at Freedom Capital Finance and I honestly couldn't be happier. From start to finish he was professional, supportive, and kept me updated at every step. Getting finance approved felt overwhelming at first, but Gary made it completely stress-free. I'm picking up my new car this week and it wouldn't have been possible without his hard work. I can't recommend Freedom Capital Finance enough."
"From the first contact I was treated with respect and great customer service. The entire team made sure I was kept up to date with my application and did a great job making sure everything was submitted efficiently. Mel from the settlement team was exceptional all the way through. I now get to pick up my new car. Thank you for all your help."
"Absolutely love the outcome with these guys. Easy to talk to, very helpful, and even better helped me get exactly what I needed. Fast and direct. Would recommend 100%. Excellent customer service, the whole process was so easy and quick from lodging the application right through to settlement."
Join thousands of Australians who found a better rate through Freedom Capital Finance.
The Process
How We Get You the Best Deal
Simple, transparent, and designed to protect you at every step.
Tell Us What You Need
Answer a few quick questions about the vehicle and your situation. Takes less than 60 seconds. No personal financial details required at this stage.
We Shop 50+ Lenders
Our brokers compare rates and structures across our full lender panel, all without touching your credit score. We do the work and you get the options.
You Choose, We Handle It
We present your best options clearly, no jargon and no pressure. Once you're happy we manage everything from application to approval and settlement.
Takes 60 seconds. No credit check at this stage.
Got Questions?
Frequently Asked Questions
Meet the Team
Real Aussie Brokers Who Work For You
Freedom Capital Finance was built on one belief: every Australian deserves access to the best finance solution available to them, not just the one their bank happens to offer.
Headquartered in Sydney and servicing clients Australia-wide, our team of licensed brokers brings transparency, speed, and genuine expertise to every application. We're not here to push a product. We're here to find the finance solution that best fits your needs.
See What Rates You Could Access
No upfront cost. No credit impact at this stage. Just a clear picture of what is available to you across our lender panel.